Only policies with the current or future dates can be processed.  We are unable to back date policies.  If immediate assistance is required please contact our office.

* Event start/ end time means the actual event begins and ends, not including bump in & bump out.

* Pre Contracted Gross Revenue is income which is received in advance of the event (e.g. from pre sold tickets, sponsorship, advertising) and does not include revenue generated on the day of the event, such as ticket sales at the door, merchandising, refreshments etc.

Your Duty Of Disclosure
Before you enter into a contract of general insurance with an insurer, you have a duty, under the Insurance Contracts Act 1984 (Cth), to disclose to the insurer every matter that you know, or could reasonably be expected to know, is relevant to the insurer’s decision whether to accept the risk of the insurance and, if so, on what terms. You have the same duty to disclose those matters to the insurer before you renew, extend, vary or reinstate a contract of general insurance.

 Your duty however does not require disclosure of matter:

•  that diminishes the risk to be undertaken by the insurer;
•  that is of common knowledge;
•  that your insurer knows or, in the ordinary course of its business, ought to know;
• as to which compliance with your duty is waived by the insurer.

Non Disclosure
If you fail to comply with your duty of disclosure, the insurer may be entitled to reduce their liability under the contract in respect of a claim or may cancel the contract. If your non-disclosure is fraudulent, the insurer may also have the option of avoiding the contract from its beginning.

Statutory Liability Extension and Errors & Omission Endorsement is Claims Made Insurance
The Statutory Liability and Errors & Omission is an Extension to the Policy and is ‘Claims Made’ insurance. This means that the extension covers you for any claims made against you and notified to the insurer during the period of insurance.

 This extension does not provide cover in relation to:

• acts, errors or omissions that occurred prior to the retroactive date (if one is specified) in the policy;
• any claim made, threatened or intimated against you prior to the commencement of the period of insurance;
• any claim or fact that might give rise to a claim, reported or which can be reported to an insurer under any insurance policy entered into before the commencement of the period of insurance;
• any claim or fact that might give rise to a claim, noted in this proposal or any previous proposal;
• any claim arising out of any fact you are aware of before the commencement of the period of insurance;
• any claim made against you after the expiry of the period of insurance.

However, the effect of Section 40(3) of the Insurance Contracts Act 1984 (Cth) is that where you become aware, and notify us in writing as soon as is reasonably practicable after first becoming aware but within the period of insurance, of any facts which might give rise to a claim against you, any claim which does arise out of such facts shall be deemed to have been made during the period of insurance, notwithstanding that the claim was made against you after the expiry of the period of insurance.

Your Duty of Disclosure requires you to tell us of any information that may affect our/an insurers decision to insure you.  Each person(s) or entity named as the insured has this duty of disclosure.  If you do not tell us about any information which may be relevant to accepting this insurance, this may result in the refusal or redirection of claims or the cancellation of this policy.

 I/We have read and agree to the above and by completing the following fields, declare that the information provided above and in all appending sections is true to the best of My/Our knowledge.  

Any terms provided by us as a result of non-binding indication and any supporting information will be subject to:

1 Final acceptance by you and then us prior to the quote expiry date shown in the non-binding indication, after which the resulting insurance cannot be cancelled.

2 You undertaking to advise us of any change in the supporting information or additional information that should be supplied to make this non-binding indication current, occurring prior to the inception date of any insurance subsequently issued.

3 Final acceptance by you and then us prior to the quote expiry date shown in the non-binding indication, after which the resulting insurance cannot be cancelled.

4 You having declared all material facts likely to influence us in determining:

1. Whether or not to accept the risk,
2. The premium,
3. The terms, conditions, exclusions and limitations.

5 You, if acting on behalf of others, being deemed to have obtained and declared all the information provided after making enquiry of each of them

1. Any intermediary(ies) acting on behalf of any parties referred to in 4(a), being deemed to have obtained and declared all the information provided after making inquiry of the party(ies) for whom they act.
2. You accepting the quotation doing so on behalf of all others and accepting responsibility for payment of the premium as detailed in 7 below.

6 You undertaking that no other insurance has been purchased on this specific risk and none shall be without our prior written approval; in the event of such approval being given, the terms, conditions, exclusions, limitations and premium set out in any non-binding indication may be amended by us.

7 You paying the premium with acceptance of the non-binding indication.  If (in accordance with 1 and 3 above) we do not accept the risk, the premium will be returned.

You declare to the best of your knowledge and belief and having diligently made all necessary inquiries the information provided in connection with this proposal, whether in your own hand or not, is true and you have not withheld any material facts. If you fail to comply with your duty of disclosure, we may be entitled to reduce our liability in respect of any claim you make or we may be entitled to cancel the policy. If your non-disclosure is fraudulent, we may also have the option of avoiding the contract from its beginning, meaning that the policy would no longer be valid and we would have no liability to pay any claim. 

NOTE: * A material fact is one likely to influence acceptance or assessment of this Proposal and the attached Appendices by us: if you are in any doubt as to what constitutes a material fact you should consult your Broker. It is understood that the signing of this Proposal does not bind you to complete or us to accept this Insurance, but you agree that, should a contract of insurance be concluded, this Proposal, Appendices and any supporting information shall be incorporated into and form the basis of the contract.

I/We declare that the information provided above and in all appending sections is true and correct to the best of My/ Our knowledge.